UPI Charges on Transactions Above ₹2,000: सब माया है

 

About Cartoon:
A satirical cartoon on the proposed 0.4% fee on UPI merchant transactions above ₹2,000. The cartoon humorously questions the impact of transaction charges on digital payments and merchants. A light-hearted take on the ongoing discussion around UPI payment fees in India.

UPI Charges: Pay Tum Karo... | Cartoon by Kirtish Bhatt

 

About the Cartoon

India’s UPI has made everyday payments incredibly simple—scan a QR code, enter the amount and you’re done. But the story gets a little less simple for merchants when transaction charges enter the picture. The debate over UPI charges, MDR and payments above ₹2,000 is really about who should pay for the convenience of digital payments. Customers want UPI to remain free, while businesses naturally don’t want payment costs eating into their margins. For a small shopkeeper, even a tiny charge can add up over hundreds of transactions. After making “cash nahi hai” almost irrelevant, UPI may have given shopkeepers a new headache: “Charge kitna lagega?”

Cartoon by Kirtish Bhatt